Great question. You may be liable fr any unauthorized transaction if you fail to report unauthorized charges within 60 days after the bank statement is sent to your address. Contact your bank for more information if you would like to request a new debit card or put a security block on your account.
Unfortunately there is no true way to prevent scammers from lifting credit card information. The best way you can protect your identity is to be vigilant about your accounts online and carefully keep track of your purchases.
Typically an account holder finds out at the time of transaction when the card is denied at the time of purchase. When the cardholder contacts the bank, they will find out the card was used by another person in another location. Or, if you are checking online, you'll see charges that do match up with purchases you made at retailers. Bottom line is, keep your receipts and match them up with your bank statements.
Very good question. BBB recommends to review your statements immediately to verify all the purchases were yours on your credit and debit accounts. Especially your debit account since it is tied to your checking/savings account. If anything looks suspicious, contact your bank. Also, request a credit report from the credit bureaus for any fraudulent activity.
The bank should follow up with you on any additional steps you should take and should issue you a new credit card. It probably wouldn't hurt to request a credit report at some point to make sure everything is reflected accurately.
It should be noted scammers will likely use this highly public event to create emails purporting to be from Target, your bank or credit card issuer stating your card was compromised and suggesting actions to "fix" the problem. These phishing emails may attempt to fool you into providing your credit card information or ask you to click on a link or attachment. Do not do it!
Unfortunately, BBB does not know who was behind the Target credit breach. At this time we know they are investigating the situation. More information can be found on Target's website.
We're sorry you had trouble getting through. If it is a Target related question, the number we have is 866-852-8680. If you are concerned about your credit card information being stolen, contact the Federal Trade Commission, 877-4384338 or visit www.consumer.gov/idtheft
Excellent question and I wish I had the answer for it. Unfortunately, there are unethical individuals who have figured out how to use the system to their advantage at the expense of others. BBB's mission is to help consumers find businesses, brands and charities they can trust for more than 100 years. Find out more about what we do at www.bbb.org
Apparently hackers were able to obtain credit card information such as the customer name, credit or debit card number, the card expiration date and CVV (the three digit security code) between Nov. 27 and Dec. 15. Start there if you're looking for suspicious charges relating to this incident.
It is the holiday shopping season! It's always a good idea to keep a close eye on your online identity, credit card activity and debit card activity. BBB recommends staying in tune with all of these transactions no matter how hurried things get. We have blogs, tips and suggestions at bbb.org
Ah yes, the Microsoft Scam. FTC recently issued a warning about it. You may wish to visit the website, FTC.gov for more information. If you are a Target RED cardholder, you will need to work with Target directly, 866-852-8680
Remember, phishing for information can be done via the phone, email or even text. Do not give out personal information, click on a link or attachment unless it is from a source you trust, are familiar with. Visit bbb.org for more tips, blogs and information on how to protect yourself.
The BBB Business Directory has business reviews and information on businesses, charities or service providers you can Trust. Before going anywhere or calling anyone, visit bbb.org
I'm here for a few more minutes. Any other questions?
With cases of identity theft on the rise, it's always a good idea to switch out your user name and passwords regularly. BBB recommends making certain the malware and antiviral programs on your computer, tablet and other electronic devices are up to date.
The times the scammers were able to acquire information was between Nov. 27 and Dec. 15. Target is working with legal authorities on the depth and reach of the breach. Should you have questions, contact Target. Beyond those dates, keep watch over your purchasing activities online and hard copy statements.
If you have questions, comments or compliments about a business, charity or service, call your BBB, 513-421-3015
Thanks for joining the chat! All major credit cards used at Target between Nov. 27 and Dec. 15 may be at risk. BBB recommends consumers to check their accounts online for any fraudulent activity. Please contact your bank immediately and report it. If you are a RED card holder, please contact Target, 866-852-8680.
If you used your personal debit/credit card, check your online statement for any fraudulent activity and contact the bank issuer of the account - especially if it is a debit card.